Invest in bonds with your Demat Account

Invest in bonds with your Demat Account

Invest in bonds with your Demat Account

Your demat account is already the secure digital vault for all your investments. Learn how to leverage it to access stable, high-yield corporate and government bonds directly online.

Your demat account is already the secure digital vault for all your investments. Learn how to leverage it to access stable, high-yield corporate and government bonds directly online.

Your demat account is already the secure digital vault for all your investments. Learn how to leverage it to access stable, high-yield corporate and government bonds directly online.

Get started

Get started

Get started

Grow wealth with ease

Grow wealth with ease

Smarter tools for investing

Smarter tools for investing

user flow

From Demat to Debt The 4-Step Online Bond Journey

user flow

From Demat to Debt The 4-Step Online Bond Journey

user flow

From Demat to Debt The 4-Step Online Bond Journey

Features

Why Demat?

Features

Why Demat?

Features

Why Demat?

THE DIGITAL VAULT

Why Your Demat Account is Essential

Securities (like stocks & bonds) must be held in electronic form. The Demat account is your secure, digital ledger for all bond ownership, eliminating physical certificates and risk.

BACKED BY DEPOSITORIES

NSDL & CDSL

Demat accounts are verified and secured by India's two depositories: CDSL or NSDL. This ensures your bond holdings are protected by the highest standards of the Indian securities market.

SECURITY FIRST

The Need for KRA Verification

The KRA (KYC Registration Agency) is a SEBI-mandated central repository. It validates your identity once for all capital market intermediaries, bringing uniformity and eliminating repeat KYC

BondScanner

BondScanner

SEBI-regulated platform, mandatory KYC is simplified. Our integration with verified partners ensures your data is authenticated securely, quickly, and paperlessly.

BondScanner

Still got questions?
We’re here to help.

What is bond laddering?

Bond laddering is an investment strategy where you buy multiple bonds with different maturity dates, staggered over time. As shorter-term bonds mature, you reinvest the principal into new long-term bonds, creating a continuous cycle of income and principal returns, much like rungs on a ladder.

Why should a retail investor consider bond laddering?

Retail investors can benefit from bond laddering by creating a predictable income stream, mitigating interest rate risk (as you're regularly reinvesting at current market rates), and enhancing liquidity compared to holding a single long-term bond. It's a strategy that offers stability and consistent returns.

How does bond laddering help manage interest rate risk?

Bond laddering mitigates interest rate risk because you're not locked into a single rate for your entire portfolio. As parts of your ladder mature regularly, you have the opportunity to reinvest those funds into new bonds at prevailing market interest rates. This averages out your returns and protects you from significant rate fluctuations.

Is bond laddering suitable for someone seeking regular income?

Absolutely. Bond laddering is ideal for investors, particularly retirees or those with planned expenses, who need a steady and predictable income stream. With bonds maturing at different intervals, you receive regular principal and coupon payments, providing consistent cash flow.

What types of bonds can I use in a bond ladder?

You can use various types of bonds in a ladder, including government bonds (like Treasury bonds), corporate bonds, municipal bonds (for tax benefits), or even high-quality invoice discounting instruments (which offer predictable, shorter-term fixed income). The choice depends on your risk tolerance and financial goals.

What is the minimum investment required to start a bond ladder in India?

Thanks to recent reforms and SEBI-regulated Online Bond Platform Providers (OBPPs) in India, retail investors can now purchase bonds in much smaller denominations, often starting from as low as ₹1,000. This makes bond laddering highly accessible, even for those with smaller investment capitals.

How is Bond Laddering different from investing in a single bond or Fixed Deposit (FD)?

Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.

Can I customize my bond ladder?

Yes, bond ladders are highly customizable. You can adjust the number of "rungs" (maturity periods), the amount allocated to each rung, and the types of bonds included, all to align with your personal financial goals, income needs, and risk profile.

Where can I find bonds to build my ladder in India?

In India, you can find a wide range of bonds suitable for laddering through SEBI-regulated Online Bond Platform Providers (OBPPs). These digital platforms have democratized access to the bond market, making it easy for retail investors to browse, compare, and purchase bonds in various denominations.

What is bond laddering?

Bond laddering is an investment strategy where you buy multiple bonds with different maturity dates, staggered over time. As shorter-term bonds mature, you reinvest the principal into new long-term bonds, creating a continuous cycle of income and principal returns, much like rungs on a ladder.

Why should a retail investor consider bond laddering?

Retail investors can benefit from bond laddering by creating a predictable income stream, mitigating interest rate risk (as you're regularly reinvesting at current market rates), and enhancing liquidity compared to holding a single long-term bond. It's a strategy that offers stability and consistent returns.

How does bond laddering help manage interest rate risk?

Bond laddering mitigates interest rate risk because you're not locked into a single rate for your entire portfolio. As parts of your ladder mature regularly, you have the opportunity to reinvest those funds into new bonds at prevailing market interest rates. This averages out your returns and protects you from significant rate fluctuations.

Is bond laddering suitable for someone seeking regular income?

Absolutely. Bond laddering is ideal for investors, particularly retirees or those with planned expenses, who need a steady and predictable income stream. With bonds maturing at different intervals, you receive regular principal and coupon payments, providing consistent cash flow.

What types of bonds can I use in a bond ladder?

You can use various types of bonds in a ladder, including government bonds (like Treasury bonds), corporate bonds, municipal bonds (for tax benefits), or even high-quality invoice discounting instruments (which offer predictable, shorter-term fixed income). The choice depends on your risk tolerance and financial goals.

What is the minimum investment required to start a bond ladder in India?

Thanks to recent reforms and SEBI-regulated Online Bond Platform Providers (OBPPs) in India, retail investors can now purchase bonds in much smaller denominations, often starting from as low as ₹1,000. This makes bond laddering highly accessible, even for those with smaller investment capitals.

How is Bond Laddering different from investing in a single bond or Fixed Deposit (FD)?

Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.

Can I customize my bond ladder?

Yes, bond ladders are highly customizable. You can adjust the number of "rungs" (maturity periods), the amount allocated to each rung, and the types of bonds included, all to align with your personal financial goals, income needs, and risk profile.

Where can I find bonds to build my ladder in India?

In India, you can find a wide range of bonds suitable for laddering through SEBI-regulated Online Bond Platform Providers (OBPPs). These digital platforms have democratized access to the bond market, making it easy for retail investors to browse, compare, and purchase bonds in various denominations.

How it works

The Clear 5-Step Path to Investing

How it works

The Clear 5-Step Path to Investing

How it works

The Clear 5-Step Path to Investing

01

PAN Verification

Enter your PAN. We instantly verify your identity against the KRA database.

01

PAN Verification

Enter your PAN. We instantly verify your identity against the KRA database.

01

PAN Verification

Enter your PAN. We instantly verify your identity against the KRA database.

02

Aadhaar (eKYC)

Complete your eKYC using your Aadhaar. This verifies your identity and address digitally.

02

Aadhaar (eKYC)

Complete your eKYC using your Aadhaar. This verifies your identity and address digitally.

02

Aadhaar (eKYC)

Complete your eKYC using your Aadhaar. This verifies your identity and address digitally.

03

Bank Account Linkage

Link the bank account used for payments and payouts. We do an instant verification to ensure security.

03

Bank Account Linkage

Link the bank account used for payments and payouts. We do an instant verification to ensure security.

03

Bank Account Linkage

Link the bank account used for payments and payouts. We do an instant verification to ensure security.

03

Photo + Signature

Capture a quick selfie and upload your signature (or e-Sign). This fulfills the mandatory verification requirement.

03

Photo + Signature

Capture a quick selfie and upload your signature (or e-Sign). This fulfills the mandatory verification requirement.

03

Photo + Signature

Capture a quick selfie and upload your signature (or e-Sign). This fulfills the mandatory verification requirement.

03

Demat Account

Connect your NSDL/CDSL Demat. This is the secure vault where your bonds will be held.

03

Demat Account

Connect your NSDL/CDSL Demat. This is the secure vault where your bonds will be held.

03

Demat Account

Connect your NSDL/CDSL Demat. This is the secure vault where your bonds will be held.

BondScanner work with SEBI's authorized KRAs to ensure compliance. Once complete, your signed Account Opening Form (AOF) is generated for your records.

Get Verified and Invest

Get Verified and Invest

Get Verified and Invest

Still got questions?
We’re here to help.

All your money in one place

View your income, expense and spending across all your different accounts.

All your money in one place

View your income, expense and spending across all your different accounts.

Track where your money goes

Break down your spending into clear, simple categories and time periods.

Track where your money goes

Break down your spending into clear, simple categories and time periods.

What is bond laddering?

Bond laddering is an investment strategy where you buy multiple bonds with different maturity dates, staggered over time. As shorter-term bonds mature, you reinvest the principal into new long-term bonds, creating a continuous cycle of income and principal returns, much like rungs on a ladder.

Why should a retail investor consider bond laddering?

Retail investors can benefit from bond laddering by creating a predictable income stream, mitigating interest rate risk (as you're regularly reinvesting at current market rates), and enhancing liquidity compared to holding a single long-term bond. It's a strategy that offers stability and consistent returns.

How does bond laddering help manage interest rate risk?

Bond laddering mitigates interest rate risk because you're not locked into a single rate for your entire portfolio. As parts of your ladder mature regularly, you have the opportunity to reinvest those funds into new bonds at prevailing market interest rates. This averages out your returns and protects you from significant rate fluctuations.

Is bond laddering suitable for someone seeking regular income?

Absolutely. Bond laddering is ideal for investors, particularly retirees or those with planned expenses, who need a steady and predictable income stream. With bonds maturing at different intervals, you receive regular principal and coupon payments, providing consistent cash flow.

What types of bonds can I use in a bond ladder?

You can use various types of bonds in a ladder, including government bonds (like Treasury bonds), corporate bonds, municipal bonds (for tax benefits), or even high-quality invoice discounting instruments (which offer predictable, shorter-term fixed income). The choice depends on your risk tolerance and financial goals.

What is the minimum investment required to start a bond ladder in India?

Thanks to recent reforms and SEBI-regulated Online Bond Platform Providers (OBPPs) in India, retail investors can now purchase bonds in much smaller denominations, often starting from as low as ₹1,000. This makes bond laddering highly accessible, even for those with smaller investment capitals.

How is Bond Laddering different from investing in a single bond or Fixed Deposit (FD)?

Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.

Can I customize my bond ladder?

Yes, bond ladders are highly customizable. You can adjust the number of "rungs" (maturity periods), the amount allocated to each rung, and the types of bonds included, all to align with your personal financial goals, income needs, and risk profile.

Where can I find bonds to build my ladder in India?

In India, you can find a wide range of bonds suitable for laddering through SEBI-regulated Online Bond Platform Providers (OBPPs). These digital platforms have democratized access to the bond market, making it easy for retail investors to browse, compare, and purchase bonds in various denominations.

What is bond laddering?

Bond laddering is an investment strategy where you buy multiple bonds with different maturity dates, staggered over time. As shorter-term bonds mature, you reinvest the principal into new long-term bonds, creating a continuous cycle of income and principal returns, much like rungs on a ladder.

Why should a retail investor consider bond laddering?

Retail investors can benefit from bond laddering by creating a predictable income stream, mitigating interest rate risk (as you're regularly reinvesting at current market rates), and enhancing liquidity compared to holding a single long-term bond. It's a strategy that offers stability and consistent returns.

How does bond laddering help manage interest rate risk?

Bond laddering mitigates interest rate risk because you're not locked into a single rate for your entire portfolio. As parts of your ladder mature regularly, you have the opportunity to reinvest those funds into new bonds at prevailing market interest rates. This averages out your returns and protects you from significant rate fluctuations.

Is bond laddering suitable for someone seeking regular income?

Absolutely. Bond laddering is ideal for investors, particularly retirees or those with planned expenses, who need a steady and predictable income stream. With bonds maturing at different intervals, you receive regular principal and coupon payments, providing consistent cash flow.

What types of bonds can I use in a bond ladder?

You can use various types of bonds in a ladder, including government bonds (like Treasury bonds), corporate bonds, municipal bonds (for tax benefits), or even high-quality invoice discounting instruments (which offer predictable, shorter-term fixed income). The choice depends on your risk tolerance and financial goals.

What is the minimum investment required to start a bond ladder in India?

Thanks to recent reforms and SEBI-regulated Online Bond Platform Providers (OBPPs) in India, retail investors can now purchase bonds in much smaller denominations, often starting from as low as ₹1,000. This makes bond laddering highly accessible, even for those with smaller investment capitals.

How is Bond Laddering different from investing in a single bond or Fixed Deposit (FD)?

Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.Unlike a single bond or FD, which locks in your capital for one specific term, bond laddering provides staggered maturities. This means a portion of your investment becomes available regularly, allowing for reinvestment at current rates (managing interest rate risk) and providing better liquidity and more consistent income throughout the period.

Can I customize my bond ladder?

Yes, bond ladders are highly customizable. You can adjust the number of "rungs" (maturity periods), the amount allocated to each rung, and the types of bonds included, all to align with your personal financial goals, income needs, and risk profile.

Where can I find bonds to build my ladder in India?

In India, you can find a wide range of bonds suitable for laddering through SEBI-regulated Online Bond Platform Providers (OBPPs). These digital platforms have democratized access to the bond market, making it easy for retail investors to browse, compare, and purchase bonds in various denominations.

Still got questions?
We’re here to help.

All your money in one place

View your income, expense and spending across all your different accounts.

Track where your money goes

Break down your spending into clear, simple categories and time periods.

What Why is a Demat account mandatory for investing in bonds?is bond laddering?

Your Demat account acts as the secure, electronic vault for all your fixed-income securities, just like it does for stocks. As per SEBI regulations, all bond transactions on the secondary market must be settled electronically via Demat, eliminating the risk of physical paper certificates.

Do I need a new Demat account to use BondsScanner?

No. You can use your existing Demat account (held with any Depository Participant linked to NSDL or CDSL). BondsScanner integrates seamlessly with your current account to hold your purchased securities securely.

How do I know my bond holdings are secure?

Your bonds are held securely with one of the two national Depositories, NSDL or CDSL. These institutions operate under strict SEBI oversight, ensuring the safety and digital verification of your ownership

What is a KRA and why is it needed for my bond investment?

KRA stands for KYC Registration Agency, a central database mandated by SEBI. Its purpose is to perform a one-time, standardized verification of your identity. Once your KYC is verified by a KRA, you are authenticated across all capital market platforms, promoting security and compliance.

How long does the 5-step KYC process on BondsScanner take?

Because we integrate with verified partners and utilize the KRA database for instant checks (PAN, Aadhaar), the entire 5-step digital KYC process typically takes only a few minutes to complete digitally.

Is the BondsScanner platform regulated?

Yes. BondsScanner operates under the SEBI-regulated Online Bond Platform Provider (OBPP) framework. This ensures that all transactions are compliant, transparent, and settled directly through stock exchange mechanisms (NSE/BSE)

How do I receive interest payments and the principal amount?

All bond interest (coupon payments) and the final principal (maturity amount) are automatically credited directly to the bank account linked to your Demat and trading account.

What should I check before investing in a corporate bond?

We recommend checking the following key factors (Clarity is Power): Credit Rating (Higher is safer, e.g., AAA). Maturity Date (Does it match your goal?). Yield (The expected annual return). Liquidity (How often the bond is traded on the exchange).

SustVest Broking Private Limited
Sco No. 32 2nd Floor, M3M 113 Market, Sector 113, Narsinghpur, Gurgaon, Narsinghpur, Haryana, India, 122004

Contact Us

Contact Us

Contact Us

SustVest Broking Private Limited
Sco No. 32 2nd Floor, M3M 113 Market, Sector 113, Narsinghpur, Gurgaon, Narsinghpur, Haryana, India, 122004

SustVest Broking Private Limited
Sco No. 32 2nd Floor, M3M 113 Market, Sector 113, Narsinghpur, Gurgaon, Narsinghpur, Haryana, India, 122004

Get in Touch

Get in Touch

Get in Touch

[email protected]

[email protected]

+91 70118 69639

+91 70118 69639

Our Socials

Our Socials

Our Socials

Regulatory Information

Regulatory Information

Regulatory Information

Privacy Policy

Privacy Policy

Privacy Policy

Terms & Conditions

Terms & Conditions

Terms & Conditions

Investor Charter

Investor Charter

Investor Charter

SustVest Broking Private Limited (U66120HR2024PTC119856), Member of NSE - SEBI Registration No.: INZ000320834, NSE Member Code: 90404

SustVest Broking Private Limited (U66120HR2024PTC119856), Member of NSE - SEBI Registration No.: INZ000320834, NSE Member Code: 90404

Registered Office: Sco No. 32 2nd Floor, M3M 113 Market, Sector 113, Narsinghpur, Gurgaon, Narsinghpur, Haryana, India, 122004
Corporate Office: SCO No. 32, 2nd floor, M3M 113 Market, Sector 113, Narsinghpur, Haryana, 122004.
Compliance Officer: CS Vandana Jhinjheria; Contact No: +91 70118 69639; Email id: [email protected]
For grievances: Phone: +91 70118 69639

Registered Office: Sco No. 32 2nd Floor, M3M 113 Market, Sector 113, Narsinghpur, Gurgaon, Narsinghpur, Haryana, India, 122004
Corporate Office: SCO No. 32, 2nd floor, M3M 113 Market, Sector 113, Narsinghpur, Haryana, 122004.
Compliance Officer: CS Vandana Jhinjheria; Contact No: +91 70118 69639; Email id: [email protected]
For grievances: Phone: +91 70118 69639

Investment in securities market are subject to market risks, read all the related documents carefully before investing.

Procedure to file a complaint on SEBI SCORES:
(i) Register on SCORES portal
(ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID
(iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account - Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.

ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non-allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.

iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.

v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

1. Risk warning:
Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related documents carefully.

2. SCORES Procedure:
Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

Attention Investors:
1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.
2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.
3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

SEBI (https://www.sebi.gov.in)

NSDL (https://www.nsdl.co.in)

CDSL (https://www.cdslindia.com)

NSE (https://www.nseindia.com)

BSE (https://www.bseindia.com)

SMART ODR PORTAL (https://smartodr.in/login)